Fernando Eichhorn

Fernando Eichhorn

(530) 816-9442

Assumable homes for sale in California

200 homesVA & FHA loansrates from 2.13% vs 7.32% today

California assumption guide
2209 Summereve Court, San Jose, CA, 95122 — assumable VA mortgage at 2.71%
VATop pick
Active
14
$399,999$16,157 equity gap
Rate
2.71%
7.32%today
Payment
$1,771/mo
$2,996today
  • 1beds
  • 1baths
  • 512sqft

2209 Summereve Court, San Jose

801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$440,000$22,623 equity gap
Rate
2.87%
7.32%today
Payment
$1,951/mo
$3,233today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

17939 Highway 94, Dulzura, CA, 91917 — assumable VA mortgage at 2.90%
VATop pick
Active
40
$594,900$28,254 equity gap
Rate
2.90%
7.32%today
Payment
$2,622/mo
$4,328today
  • 3beds
  • 2baths
  • 2,116sqft

17939 Highway 94, Dulzura

2577 Arroyo Poco Ln, Boulevard, CA, 91905 — assumable FHA mortgage at 2.96%
FHATop pick
Active
38
$365,000$11,202 equity gap
Rate
2.96%
7.32%today
Payment
$1,674/mo
$2,742today
  • 3beds
  • 2baths
  • 1,492sqft

2577 Arroyo Poco Ln, Boulevard

5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.32%today
Payment
$2,182/mo
$3,511today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

33200 Benner Street, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.12%
VATop pick
Active
39
$470,000$23,091 equity gap
Rate
3.12%
7.32%today
Payment
$2,124/mo
$3,408today
  • 3beds
  • 2baths
  • 1,699sqft

33200 Benner Street, Lake Elsinore

4812 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 3.21%
FHATop pick
Active
35
$2,250,000$83,083 equity gap
Rate
3.21%
7.32%today
Payment
$10,825/mo
$17,173today
  • —beds
  • —baths
  • 5,263sqft

4812 Saturn Street, Los Angeles

6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 equity gap
Rate
2.79%
7.32%today
Payment
$2,253/mo
$3,772today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

7258 Medley Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.88%
VATop pick
Active
22
$620,000$54,798 equity gap
Rate
2.88%
7.32%today
Payment
$2,616/mo
$4,328today
  • 4beds
  • 3baths
  • 1,872sqft

7258 Medley Lane, Fontana

27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$73,146 equity gap
Rate
2.90%
7.32%today
Payment
$3,139/mo
$5,181today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$595,000$53,353 equity gap
Rate
3.05%
7.32%today
Payment
$2,549/mo
$4,127today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.32%today
Payment
$2,049/mo
$3,317today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

146 Starview Place, Boulder Creek, CA, 95006 — assumable FHA mortgage at 3.07%
FHATop pick
Active
12
$85,000Potential short sale
Rate
3.07%
7.32%today
Payment
$533/mo
$861today
  • 3beds
  • 2baths
  • 1,422sqft

146 Starview Place, Boulder Creek

7363 Hermosa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$324,900$33,135 equity gap
Rate
3.10%
7.32%today
Payment
$1,384/mo
$2,226today
  • 2beds
  • 2baths
  • 1,255sqft

7363 Hermosa, Yucca Valley

1641 El Camino De Vida, Hollister, CA, 95023 — assumable VA mortgage at 3.10%
VATop pick
Active
52
$859,000$84,615 equity gap
Rate
3.10%
7.32%today
Payment
$3,672/mo
$5,908today
  • 4beds
  • 3baths
  • 2,553sqft

1641 El Camino De Vida, Hollister

550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.32%today
Payment
$1,652/mo
$2,651today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

3593 Cougar Canyon, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VATop pick
Active
13
$429,900$43,808 equity gap
Rate
3.12%
7.32%today
Payment
$1,835/mo
$2,944today
  • 3beds
  • 2baths
  • 1,336sqft

3593 Cougar Canyon, Hemet

61186 Sespe Street, Landers, CA, 92285 — assumable FHA mortgage at 3.45%
FHATop pick
Active
55
$395,000Potential short sale
Rate
3.45%
7.32%today
Payment
$1,941/mo
$2,988today
  • 3beds
  • 3baths
  • 1,676sqft

61186 Sespe Street, Landers

338 Magnolia Street, Compton, CA, 90220 — assumable FHA mortgage at 2.24%
FHA
Active
5
$885,000$164,633 equity gap
Rate
2.24%
7.32%today
Payment
$3,092/mo
$5,565today
  • —beds
  • —baths
  • 2,360sqft

338 Magnolia Street, Compton

4425 Oak Tree Way, Hemet, CA, 92545 — assumable VA mortgage at 2.49%
VA
Active
54
$600,000$103,174 equity gap
Rate
2.49%
7.32%today
Payment
$2,200/mo
$3,830today
  • 5beds
  • 3baths
  • 3,127sqft

4425 Oak Tree Way, Hemet

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 equity gap
Rate
2.67%
7.32%today
Payment
$2,015/mo
$3,426today
  • 4beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

3827 Grant Street #47, Corona, CA, 92879 — assumable VA mortgage at 2.73%
VA
Active
14
$549,000$100,741 equity gap
Rate
2.73%
7.32%today
Payment
$2,083/mo
$3,514today
  • 3beds
  • 3baths
  • 1,356sqft

3827 Grant Street #47, Corona

3055 Waco Avenue, Simi Valley, CA, 93063 — assumable VA mortgage at 2.77%
VA
Active
34
$884,900$179,625 equity gap
Rate
2.77%
7.32%today
Payment
$3,246/mo
$5,447today
  • 3beds
  • 2baths
  • 1,427sqft

3055 Waco Avenue, Simi Valley

155 Rosewood Street, Fillmore, CA, 93015 — assumable VA mortgage at 2.77%
VA
Active
34
$620,000$102,982 equity gap
Rate
2.77%
7.32%today
Payment
$2,374/mo
$3,984today
  • 4beds
  • 3baths
  • 1,742sqft

155 Rosewood Street, Fillmore

9155 Cedros Avenue #12, Panorama City, CA, 91402 — assumable FHA mortgage at 2.77%
FHA
Active
34
$650,000$104,096 equity gap
Rate
2.77%
7.32%today
Payment
$2,512/mo
$4,216today
  • 4beds
  • 3baths
  • 1,893sqft

9155 Cedros Avenue #12, Panorama City

7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$504,999$78,080 equity gap
Rate
2.77%
7.32%today
Payment
$1,969/mo
$3,305today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

643 1/2 Hayworth Avenue, Los Angeles, CA, 90048 — assumable VA mortgage at 2.78%
VA
Active
34
$1,598,000$284,558 equity gap
Rate
2.78%
7.32%today
Payment
$6,079/mo
$10,190today
  • 3beds
  • 4baths
  • 2,347sqft

643 1/2 Hayworth Avenue, Los Angeles

14456 Foothill Boulevard #40, Sylmar, CA, 91342 — assumable VA mortgage at 2.78%
VA
Active
21
$425,000$76,658 equity gap
Rate
2.78%
7.32%today
Payment
$1,635/mo
$2,741today
  • 2beds
  • 2baths
  • 908sqft

14456 Foothill Boulevard #40, Sylmar

14681 Choco Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.79%
VA
Active
75
$815,000$177,352 equity gap
Rate
2.79%
7.32%today
Payment
$2,955/mo
$4,946today
  • 7beds
  • 5baths
  • 5,362sqft

14681 Choco Road, Apple Valley

10824 Quarter Horse, Hesperia, CA, 92345 — assumable VA mortgage at 2.80%
VA
Active
54
$479,900$84,832 equity gap
Rate
2.80%
7.32%today
Payment
$1,828/mo
$3,057today
  • 3beds
  • 3baths
  • 1,968sqft

10824 Quarter Horse, Hesperia

4816 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 2.83%
FHA
Active
41
$2,250,000$367,160 equity gap
Rate
2.83%
7.32%today
Payment
$13,653/mo
$19,866today
  • —beds
  • —baths
  • 5,263sqft

4816 Saturn Street, Los Angeles

705 Thorson Avenue, Compton, CA, 90221 — assumable FHA mortgage at 2.84%
FHA
Active
25
$580,000$99,097 equity gap
Rate
2.84%
7.32%today
Payment
$2,230/mo
$3,710today
  • 3beds
  • 1baths
  • 973sqft

705 Thorson Avenue, Compton

866 Lakewood Drive, Big Bear, CA, 92314 — assumable FHA mortgage at 2.86%
FHA
Active
43
$409,995$81,990 equity gap
Rate
2.86%
7.32%today
Payment
$1,525/mo
$2,529today
  • 3beds
  • 2baths
  • 1,356sqft

866 Lakewood Drive, Big Bear

3791 Wildrye, San Bernardino, CA, 92407 — assumable VA mortgage at 2.86%
VA
Active
31
$559,800$96,575 equity gap
Rate
2.86%
7.32%today
Payment
$2,153/mo
$3,572today
  • 3beds
  • 3baths
  • 1,777sqft

3791 Wildrye, San Bernardino

23034 Mansfield, Moreno Valley, CA, 92557 — assumable FHA mortgage at 2.86%
FHA
Active
40
$499,000$92,273 equity gap
Rate
2.86%
7.32%today
Payment
$1,891/mo
$3,136today
  • 3beds
  • 3baths
  • 1,420sqft

23034 Mansfield, Moreno Valley

25770 E GRADE ROAD, Santa Ysabel, CA, 92070 — assumable VA mortgage at 2.87%
VA
Active
75
$899,000$98,011 equity gap
Rate
2.87%
7.32%today
Payment
$3,727/mo
$6,176today
  • 3beds
  • 2baths
  • 2,150sqft

25770 E GRADE ROAD, Santa Ysabel

Assuming a mortgage in California

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.13%
Lowest existing payment
$533 /mo
Median cash to assume
$103,050
Fernando Eichhorn

Fernando Eichhorn

Realtor License: #02236104

eXp Realty of Northern California, Inc.

fernando.eichhorn@exprealty.com+15308169442eXp Realty of Northern California, Inc. logo
Equal Housing Opportunity

eXp Realty of Northern California, Inc. is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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