FHA
Active
38$374,900$293,126 equity gap
- Rate
- 3.40%
7.32%today- Payment
- $544/mo
$843today
- 4beds
- 2baths
- 1,518sqft
Assumable homes for sale in Bakersfield, CA
4 homesFHA loansrates from 3.40% vs 7.32% today
Bakersfield assumption guide
FHA
Active
43$339,999Potential short sale
- Rate
- 6.72%
7.32%today- Payment
- $2,216/mo
$2,354today
- 5beds
- 2baths
- 1,790sqft
3305 Dwight Street, Bakersfield
FHA
Active
2$299,000Potential short sale
- Rate
- 4.72%
7.32%today- Payment
- $1,827/mo
$2,415today
- 3beds
- 2baths
- 1,765sqft
4010 Eton Street, Bakersfield
FHA
Active
45$285,000$257,675 equity gap
- Rate
- 6.71%
7.32%today- Payment
- $467/mo
$497today
- 4beds
- 3baths
- 1,500sqft
807 Shalimar Drive, Bakersfield
Assuming a mortgage in Bakersfield
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 3.40%
- Lowest existing payment
- $467 /mo
- Median cash to assume
- $257,675